Best of the Bay Mortgage strives to get you the best rates that we can. We have many different lenders that have thousands of products available. This allows you to have the mortgage product that is right for you. Here are a few of the products that we have:

- Conventional Fixed - 15, 20, 30, 40 years
- Adjustable Rate - 1, 3, 5, 7, 10 years
- 80%/20%, 95%, 100% Loans
- Interest Only Loans
- Option Arm - Choose your monthly payment!
- Full Documentation, Stated Income, Stated Assets, No Documentation
- FHA/VA
- No buyer paid closing cost option
- Refinances - Cash out or rate and term
- Home Equity Line of Credit
- Jumbo Products
- Bad Credit, No credit, Bankruptcy OK

If you would like to be prequalified for a loan, please fill out the form below. There is no upfront application fee or cost to you. After you submit the form, a mortgage consultant will be in contact with you within 24 hours. As always, thank you for your business!